Louisville Real Estate Blog | Brad Long Real Estate Group | Keller Williams Louisville East

Inexpensive Ways to Stage Your Home Like a Pro

Inexpensive Ways to Stage Your Home Like a Pro


Whether the home you are selling in Louisville, KY is worth $100,000 or $1,000,000, if the property does not make a good first impression it will probably sit on the market for months while hordes of would-be buyers parade through. That is why home staging is such a big deal - and such a big business among real estate professionals.

If you are getting ready to put your home on the market, you could call a professional home stager to boost its value and help you sell it more quickly. But what if you do not have the money to hire a professional?

The good news is there are plenty of inexpensive DIY ways to stage your home like a pro. These tips will help you make your home look its best without breaking the bank. Here are a few of our favorites.

  • Get rid of mold with a simple mixture of bleach and water. Just mix one part water and one part bleach, fill a spray bottle and spray down your bathroom walls. 

  •  If your newly mold-free bathroom walls still look a bit grimy, just give them a fresh coat of paint. Painting the bathroom is one of the best, and least expensive, home staging tricks. 

  • Update your outdated bathroom tile with a fresh coat of paint. Just use a quality primer to coat the tiles and then finish with a ceramic epoxy coating. Your old tile will look like new in no time. 

  • Replace your square cabinet-style vanity with a new pedestal model. Pedestal sinks are very popular with buyers, and they can make a small bathroom look bigger. Replacing the bathroom vanity is not as hard as you might think; you can probably do it in a matter of hours. 

  • Make your master bathroom and bedroom as gender-neutral as possible. Avoid colors like baby blue or pink; choose a neutral shade instead and select bedding that matches the walls. Choose accessories that will appeal equally to men and women. 

  • Fix your old fireplace screen for a few bucks by first stripping it down and then applying a fresh coat of heat-resistant spray paint. Buyers will love your beautifully updated fireplace screen. 

  • If your kitchen cabinets are structurally sound but not aesthetically pleasing, give them a facelift instead of replacing them. Take off that old outdated cabinet hardware and replace it with new shiny brass accents. Apply fresh stain to give the cabinets a fresh new look buyers will love. 

  • Modern buyers love stainless steel appliances, but owners of older homes do not relish the idea of spending thousands of dollars on dishwashers and refrigerators they will soon be leaving behind. If you want to give your old dated dishwasher a new lease on life, just remove the front panel and give it a good cleaning. Then use an adhesive covering designed to look like stainless steel. Buyers will love the look, and you will love the price. 

  • If you plan to install new granite countertops in your old home, look for ways to save and make the investment more profitable. Do the work yourself and ask the vendor for remnants from previous installations. The buyer will get the beauty of granite, and you will save money. 


Staging and updating your home does not have to cost a fortune. The tips above can help you stage your property and make it more attractive to modern buyers. Spending a few hundred dollars now on some smart upgrades could boost the selling price of your home by thousands of dollars.

To return the home page of this website, click Louisville Real Estate and you can start your home search using all of the most advanced tools available.

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CAN I GET A MORTGAGE AFTER BANKRUPTCY?

CAN I GET A MORTGAGE AFTER BANKRUPTCY?

Looking to buy a house in Louisville, KY, but worried about finding a mortgage because of a bankruptcy? Bankruptcy is more common now and banks will consider making loans within two or three years after the bankruptcy is discharged - as long as your credit history has been pristine since the bankruptcy. 

Expect to be charged higher interest rates or be required to come up with a bigger down payment, though. Even if you have excellent credit history, a larger down payment usually means the best interest rates, and if you have a bankruptcy on your credit report it becomes especially important to put down as much money as possible.

Your past credit report is an important factor, but keep in mind there are several other financial indicators that are also considered.

Your employment history and income. If you've had steady employment for a long period (more than two years) and you've received regular pay raises and promotions, this counts heavily in your favor when applying for a home mortgage.

Your debt-to-income ratio. Bankruptcy either discharges or restructures your debt for a certain period of time, allowing you the breathing room to clear up your credit history. If you avoid taking on large debts after bankruptcy, your debt-to-income ratio should be fairly low.

The loan-to-value ratio of the home you'd like to buy. It's possible to find great real estate deals where the asking price on the home is far below the appraised value of the home. As you talk to mortgage loan officers, point out how much equity you'll immediately have in your new home.

Your down payment. Obviously, the more money you pay up front the less money you borrow overall. Saving the ideal 20 percent down payment makes you look much better to a mortgage company, even if you have a bankruptcy on your credit.

It is possible to get a mortgage after bankruptcy. You probably won't get the lowest interest rate or the most ideal terms, but it's possible to refinance a mortgage in a few years after building equity in the home. Be patient and persistent, and discuss your finances with the one of the Brad Long Groups recomended lenders.

To return the home page of this website, click Louisville Real Estate and you can start your home search using all of the most advanced tools available.

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Louisville Area Home Sales Up in 2016

The Greater Louisville Association of Realtors® (GLAR) reported that in March 2016 sales were up 14% with 1,346 homes and condos sold versus 1,180 last March. "The sellers' market is continuing in Louisville with inventory down in some areas over 20% compared to last year. This has also led to some fluctuations in the month to month statistics, , but in general our members are seeing steady single digit appreciation gains versus last year" said Greg Taylor GLAR President. 

Home sales are up this year 15.1% from January - March compared to the same time in 2015. Median prices for Louisville during the same time are up 4.3% and the average price is up 1.1%. 

There are just not as many houses on the market for the demand in Louisville. In some cases, homes are selling in a matter of hours. In Jefferson County, there are 24.7% less inventory of homes an condos for sale this March than in March of 2015. 

We expect this trend to continue the next few months as inventory levels are not increasing enough to cover the demand. Contact us and our professionals can help you get set up on an email alert so you know as soon as houses that meet your criteria are listed. 

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CAN I GET A MORTGAGE WITH BAD CREDIT?

CAN I GET A MORTGAGE WITH BAD CREDIT?

If you have bad credit and want to obtain a mortgage to buy a new home, you may feel as though it's impossible since lenders tightened their eligibility rules. There are plenty of so-called “options” available on the Internet for bad credit loans, but you must be very careful to watch out for scams.

Mortgage laws have changed in recent years but, the following general guidelines apply:

• Your credit report must have fewer than two 30-day-late payments in the past two years. 

• Bankruptcies must be at least two years ago, with excellent credit history since then.

• Foreclosures must be at least three years ago, with excellent credit history since then.

If you have a few minor negative marks on your credit, you might be better off simply waiting a few months for those to clear (while continuing to make all your payments on time, of course). Alternatively, you may ask a creditor to remove a single late payment flag from your report—though it's up to the creditor to do it.

If you've had serious financial trouble, you'll need to shop for a mortgage loan from several lenders. Don't assume you're actually prequalified for a mortgage just because you filled out an online form and received several offers. You'll need to follow through with the process of applying for a mortgage with each lender to make sure the offers are real.

It's best if you talk to a loan officer in person and get your questions answered on the spot. Even if the first bank you talk to won't give you a mortgage because you have bad credit, the loan officer can help you understand what needs to be done in order to secure a mortgage.

It's not impossible to get a mortgage with bad credit, but it is more difficult. Work with several potential lenders and don't settle for the first approval. Even though you have bad credit, there are several places in the process where you can negotiate a better deal. Give us a call and we can put you in touch with a mortgage professional that can give you all of your options.

Search all Louisville Real Estate for sale by area, price, year built, square footage or any other detail on Louisville's finest MLS search site.

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HOW LONG DOES IT TAKE TO GET A MORTGAGE?

HOW LONG DOES IT TAKE TO GET A MORTGAGE?

As you begin shopping for a new home, one question will weigh heavily on your mind: “How long will it take to get a mortgage?” For an extremely tiny minority of home buyers, it will take a few days to apply for a mortgage, get approved, and finalize the contract on a new home.

For the vast majority of home buyers getting a mortgage may take four to six weeks or even longer, if there are negative marks on your credit report or small debts you'd like to pay off before applying for a home loan. It can be very hard to be patient with the process.

Applying for a mortgage may seem mysterious (and even dangerous!), but the process is usually straightforward. Here's what generally happens, in the simplest terms possible.

First Step: Apply for a New Home Loan 

First, you'll talk to a mortgage loan officer who will explain a number of terms used in the mortgage industry: fixed rate, adjustable rate, jumbo loans, subprime, 30-year and 15-year, and a bunch of industry terms.

Keep asking questions until you understand and can make a good decision about what type of mortgage loan would be best for your situation. Remember, there are plenty of mortgage lenders in the industry. If the first one you talk to seems like a bad fit, talk to another. Plus it's always good to get several quotes as rates and closing costs can vary dramatically between lenders.

During the mortgage planning phase, you'll discuss financial details on the application and get a good idea of what your monthly payment might be. The loan officer then sends your paperwork to an underwriter who looks it over and asks questions, and may require more paperwork to approve the application to move on in the process.

 

Second Step: Finalizing Paperwork and Securing a Pre-Approved Mortgage?

Once you've found a good mortgage lender and moved through the prequalification process, it's time to decide on the home you want to buy. At this point, ask your realtor to step in to find an affordable property that meets your needs.

Take the information your realtor provides back to your mortgage lender and plug in the numbers: the price of the home, estimated annual insurance and property tax costs, the required down payment, and any other costs that will be paid by you, the buyer.

The loan officer will give you final estimates on the interest rate and points that may apply to the loan and should be able to generate a realistic target payment and all the financial information that describes the proposed loan. This is usually called a Good Faith Estimate of Closing Costs. Make sure you understand all the terms so you're not unpleasantly surprised!

 

Third Step: Closing the Deal on Your New Home?

In the final stage of getting a mortgage, you'll tie up a whole bunch of loose ends. The home will need to be appraised and inspected and reports submitted to the mortgage company. A title search will be conducted, and the mortgage company will want evidence of that. You'll definitely need to secure home owners insurance before the closing date, too.

 Work closely with both your realtor and your mortgage lender at this time, and be prompt about providing paperwork at both ends of the process. Definitely pay attention to amounts you're asked to bring to the closing for down payment and closing costs. The funds you bring to closing must be in the form a certified or cashiers check. You will also need to bring two forms of indentification one of which must be a picture ID.

You've worked hard over the past few weeks to apply for a mortgage, shop for an affordable home, and get to the moment of closing the deal. It might feel like a journey of a thousand miles, but if you ask for help along the way the process is much less frustrating.

At this stage, you're days away from owning a new home! Celebrate your accomplishment and look back on the past few weeks with pride. You've done it!

At the Brad Long Real Estate Group will will walk you through the process from begining to end.

Search all Louisville Real Estate for sale by area, price,  year built, square footage or any other detail on Louisville's superior MLS search engine.

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Top 10 Credit Don'ts

THINGS NOT TO DO DURING THE LOAN PROCESS

1.       Don’t Do Anything That Will Cause A Red Flag To Be Raised By The Scoring System. This may include adding new accounts, co-signing on a loan, changing your name or address with the bureaus. Generally, the less new activity on your reports during the loan process, the better.

 

2.       Don’t Apply For New Credit Of Any Kind. Including those “You have been pre-approved “credit card invitations that you receive in the mail or online. Every time that you have your credit pulled by a potential creditor you could lose points from your credit score. Depending on the elements in your current credit report, you could lose anywhere from one to twenty points for one hard inquiry. For lender inquiries as of Jan. 2007, any indicial inquiries count as one incident through a duration of 45 days.

 

3.       Don’t Pay Off Collections or Charge Offs During The Loan Process. Unless you can negotiate a delete letter, paying collections will usually decrease your credit score immediately due to the date of last activity becoming recent. If you want to pay off old accounts, consider doing it through escrow at closing.

 

4.       Don’t Max Out Or Over Charge Your Credit Card Accounts. This is typically the fastest way to bring credit scores down 50-100 points. Try keeping your credit card balances below 30% of their available limit at all times during the loan process. If you decide to pay down balances, consider doing it across the board - meaning, pay balances to bring your balance to limit ratio to the same level on each card (i.e. all 30% of the limit, or all 40% etc.)

 

5.       Don’t Consolidate Your Debt Into One Or Two Credit Cards. It seems like this would be the smart thing to do; however, when you consolidate all of your debt into one credit card, it may appear that you are maxed out on that card and the system will penalize you as mentioned in above item #4. If you want to save money on credit card interest rates, consider waiting until after closing.

 

6.       Don’t Close Credit Card Accounts. If you close a credit card account, you may lose available credit and it might appear to the FICO that your debt ratio has gone up. Also, closing a card may affect other factors in the score such as length of credit history. If you have to close a credit card account, think about doing it after closing.

 

7.       Don’t Pay Late. Stay current on existing accounts. Under the new FICO scoring models, one 30-day late could cost you anywhere from 50-100 points. Points lost for late pays may take several months if not years to recover.

 

8.       Don’t Allow Any Accounts To Run Past Due—Even 1 Day! Most cards offer a grace period; however, what they may not tell you is that once the due date passes, that account could show up past due on your credit report. Past due balances can also drop scores by 50+ points.

 

9.       Don’t Dispute Anything On Your Credit Report Once The Loan Process Is Started. When you send a letter of dispute to the credit report agencies a note is added to your credit report. In many cases when an underwriter notices a dispute they may not process the loan until the dispute is removed.

 

10.   Don’t Lose Contact With Your Mortgage And Real Estate Professionals. If you have a question or not if you should take a specific action that you believe may affect your credit reports or scores during the loan process, your mortgage or real estate professional may be able to supply you with the resources you need to avoid making mistakes that could drop your credit score or affect your loan.

 

Any questions about credit or Louisville Real Estate please contact us at The Brad Long Real Estate Group.

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Seven Steps for First Time Home Buyers

SEVEN STEPS FOR FIRST-TIME HOME BUYERS

 

Home buying is exciting and the joy one feels walking into their first home is incomparable. First time homebuyers need to follow certain steps to get on the pathway to homeownership. Following these steps will make your dream of becoming a homeowner in Louisville, Kentucky (or surrounding area) a smooth process.

 

1               Get Pre-Approved? The first step is to talk to a lender.  If you are serious about buying a house, get pre-approved instead of just pre-qualified, that will show buyers that you are serious.  Your lender should be able to tell you what you need to do, give you advice on your credit score, and explain all the details. If you do not understand, feel rushed or confused and asking for clarification doesn’t help, seek out another mortgage professional.  Communication is vital during these steps, and you should feel with your mortgage professional.  If you aren’t, then listen to that. Your Brad Long Real Estate Group agent can provide you with a list of mortgage lenders with a proven track record of providing superior service to our clients.

 

2               Find a Real Estate Professional Since you are reading this on my blog, I am hopeful that I may be your real estate agent in your home-buying endeavor in the Louisville, KY area. Just as with the mortgage professional, you need to find a real estate professional who you can trust, listens to, answers your questions, and guides you through the home buying process with your needs in mind. Communicate openly and honestly with your realtor about your wants, needs, and concerns, and expect no less than for him or her to do the same during the home buying process.

 

Many people have asked why don’t I just call the phone number on the sign in front of the house when buying? While you certainly can call the listing agent on the sign, it is not a good idea to let them write the purchase contract to buy the house because the listing agent is hired by the seller and is representing the seller's interests, not yours.

 

You may ask - how much does it cost to hire a buyer's agent? Crazy enough, it's free to the buyer. Why is that?  Historically, the buyer's agent is paid out of the seller's proceeds; therefore the buyer's agent compensation comes from the seller's pocket. 

 

3               Search for a Home Make a list of needs and wants when home buying. Your needs are those items that are not negotiable—number of bedrooms for your family size, accessibility for disabilities, distance of potential commute, etc. Your wants are those wishes that are not necessary, but which you hope to find—a pool, lots of windows, a den, etc.  Share this list with your realtor during the home buying process, and continue to visualize the house you want until you find one that speaks to you.

 

This website offers many advanced tools to search Louisville MLS listings, including options to search by neighborhood, zip code, price range or map search. Once you have determined the area and price you would like, then you can register for Property Tracker and all new listings will be emailed daily. In many cases, you will learn of these new listings even before most Realtors.

 

4               Visualize When you walk into a house, envision it empty (if it’s not vacant) and then imagine where you would put your belongings.  Where will the couch go, and the entertainment center?  What wall will your bed go against, and how will your clothes fit in the closets?  Then imagine yourself living in the home… Can you see yourself stumbling from the bed to the kitchen for a cup of coffee in the morning?  Can you imagine the walk from the kitchen to the dining table?  Where will you spend your free time at home?  While making a decision about buying a house, stay in tune with your feelings and how well you can see yourself in it. Could it feel like a home instead of just a house?

 

5               Be Practical Your gut feeling is important, but also look at the house with a practical eye. Are the updates needed something you can handle?  Does it have enough storage?  How do its attributes compare with the list of needs you made in step three? These are crucial and honest questions to ask yourself before buying a home.

 

6               Make an Offer You might need a second showing to know for sure, but when you find the house you want, let your real estate professional know. Together, you will put together an offer, and your real estate professional will write it up.  Once again, communication and trust are key, and the competence of your real estate professional is essential in this step. Any mistakes at this step can cost both money and frustration, so if you are at all uncertain, please feel free to seek professional legal advice before you sign any agreement. A good real estate professional will understand and support your decision. Buying a home is the largest purchase most people will ever make in their life.

 

7               Don't Stop There Stay active after the offer is accepted. Once you have a contract on the house, post a list of important dates in a prominent place so you are informed about what steps need to come next.  (Your Brad Long Real Estate Group professional will give you this information.) Then find a good inspector and have the house inspected. The money you spend on this will more than come back to you in the future.  n addition to the inspection, do an inspection of your own about 24 hours before closing.  A good real estate agent will gladly take you through the place one more time to ensure that nothing major changed since you saw it last and that the property is still in the condition of the one you agreed to buy.

 

There’s no place like home! I’m excited for you to get to enjoy the feelings that come with owning your very first home in Louisville, KY.  If you have any questions or concerns about the Louisville, KY real estate market, contact...

5 Considerations for Valuing Your Home

If you're thinking of selling your home or refinancing your mortgage, you'll first need to value your property as accurately as possible. Inexperienced sellers might be tempted to head straight for the nearest and most convenient estate agent, and while they might have a vested interest in selling your property for as much as possible, it is still important to do some research for yourself.

An accurate valuation will help you to find a more realistic asking price while also making your home easier to sell. Every home should be valued on an individual basis, and there are far more considerations to take into account than the size alone. Additionally, you may want to increase the value of your property by carrying out some repairs and giving it a facelift.

1. Size
Size is the obvious first consideration when valuing your home, particularly in the case of apartments where values are largely determined by floor space. However, a professional valuation should also take the sizes of individual rooms into account. These days, many buyers prefer fewer larger rooms and open-plan designs than lots of small and poky rooms. Before having your property valued, be sure to remove any clutter, and use light and neutral colours in smaller rooms to make them feel bigger.

2. Location
Unsurprisingly, location is the most important consideration of all when valuing a property. After all, there's a vast difference between property prices in central London and more rural areas of the country. Location might be a matter of personal preference to a degree, but many buyers will pay more for a property that has good access to a wide range of public services and is in a relatively quiet and safe area.

3. Condition
Shrewd investors will always look for properties with a low asking price due to poor condition and levels of maintenance. However, if you want to get a good price for your property and appeal to homebuyers, you'll need to improve its condition as much as you can afford. A house in desperate need of major renovation work will likely demand less than half the price of a similar building in perfect condition.

4. Property Type
Regardless of the size of the property alone, the actual type will have a major influence on its value. For example, a historic timber cottage might be more expensive to run and without the comforts of a modern building of equivalent size, but it will appeal to a certain niche. As such, its value will likely be much higher. Similarly, houses primarily used as weekend cottages won't be as valuable as those designed for permanent living.

5. Presentation
Even if it's largely superficial, presentation still counts for a lot when it comes to getting an encouraging valuation and receiving offers at anything near your asking price. Before you have anyone visit to value your home, make sure it's thoroughly clean and tidy both inside and outside. Making a good first impression is critical, so it also makes sense to carry out any basic home improvements, even if you only go so far as to have the carpets professionally cleaned and putting on a new coat of paint.


Final Words
Although you can get a rough estimate of the value of your home by using a range of online tools, the information provided won't be enough to determine a realistic asking price. Mortgage lenders and real estate agents will give you a more accurate valuation, although in the case of the latter, it's always a good idea to go for a second and even a third opinion.

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In lieu of Black Friday and Cyber Monday, check out these great 'deals' on Louisville homes!

Many people love the holidays because of the great deals that they can find while shopping, especially on Black Friday and Cyber Monday. These deals usually pertain to hot ticket items such as TVs, appliances, movies, etc. Does real estate cross your mind when you think of deals during the holidays? Probably not...but that's because there are deals on homes for sale in Louisville KY nearly every day of the year!

Louisville homes experience price reductions all the time, which is a great opportunity for you to find the perfect home at a great value. Below are 10 of the most recently price reduced homes in the Louisville area...give my team a call at (502) 509-6812 when you would like to schedule a private showing!

    1. 9106 Terry Rd, Louisville, KY 40258 - $109,900

    3 bedrooms, 1 bathroom, full basement, 2 car detached garage...[More info]

    2. 5403 Sunnybrook Dr, Louisville, KY 40214 - $129,000

    3 bedrooms, 3 bathrooms, huge back yard...[More info]

    3. 1067 Cherokee Rd, Louisville, KY 40204 - $995,000

    4 bedrooms, 4 bathrooms, newly renovated carriage house, amazing master suite...[More info]

    4. 10901 Altsheler Pl, Louisville, KY 40229 - $104,000

    4 bedrooms, 2 bathrooms, completely remodeled...[More info]

    5. 7033 Beamtree Dr, Shelbyville, KY 40065 - $176,500

    3 bedrooms, 3 bathrooms, only 2 years old, open floor plan...[More info]

    6. 4128 Lilac Vista Dr, Louisville, KY 40241 - $235,000

    3 bedrooms, 3 bathrooms, very desirable location...[More info]

    7. 5842 Zaring Mill Rd, Shelbyville, KY 40065 - $179,000

    3 bedrooms, 2 bathrooms, large 2 car garage, spacious eat-in kitchen...[More info]

    8. 6679 Rutledge Rd, Louisville, KY 40258 - $109,500

    3 bedrooms, 1 bathroom, large 3 car garage...[More info]

    9. 3206 Lakeshore Blvd, La Grange, KY 40031 - $159,900

    3 bedrooms, 2 bathrooms, spacious master bedroom...[More info]

    10. 609 Scioto Dr, Louisville, KY 40223 - $259,950

    3 bedrooms, 3 bathrooms, former Home-o-Rama home...[More info]

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    Getting Your Money's Worth - Home Renovations Paying You Back

    Many homeowners look for ways to improve the appearance and value of their properties. While small investments can bring increased value, conversely large investments may not bring the return you expect. Several factors weigh in on these decisions; if you plan to continue to live in First Impressionsthe home, investments should be practical and improve upon daily living. If you plan to sell your home, only go as far as needed to gain a sizable return. It’s smart to focus on the details that buyers focus on; and you don’t want the highest priced home in the neighborhood. If the other homes are set in a certain price bracket, no number of improvements can transcend it by very much. Here are some basic tips to follow when planning home renovations or improvements, and how to get the most for your money and ensure that investment return.

    First Impressions

    What many call curb appeal, the exterior of your home and property is the first thing any potential buyer sees in person. Look at your home through the eyes of a stranger. Dirty siding, cracked paint, or a lackluster lawn will be on a potential buyer’s radar immediately. This can taint the buyer’s opinion before even stepping in the door. Speaking of the front door; a fresh front entry can add 86 percent investment return. Include some fresh paint and perhaps some potted flowers; a good first impression can add an overall 5 to 10 percent to the home value.

    Easy Addition

    Whether you plan to stay in your home, or sell it sooner or later, a deck is a wonderful addition that adds entertainment value to your home. However, do not make the mistake in attempting this jog on your own. Professionally installed decks come without the DIY headaches and mistakes. Poor deck installation usually ends up costing more in the long run to maintain, while not being nearly as aesthetically pleasing. A professional deck install is one investment that always nets a return.

    Warm and Welcome

    Now that your exterior is double checked and squared away, let’s look at the interior of your home. Obviously, if you are planning to sell, clutter needs to be picked up and put away, with minimalist decorative touches to enhance the home’s natural beauty. The next thing to improve the atmosphere of a home that doesn’t break the bank is by painting the walls. It’s the least expensive way to create a whole new appearance, while increasing value. Add some muted neutral colors to plain white walls, or tone down bold colors that may not please everyone. Fresh paint can also highlight dark cupboards or older home features.

    The Heart of Every Home

    Any homeowner will tell you, the heart of their home is the kitchen. The kitchen is one of the most important rooms any potential buyer will want to inspect. Fresh paint can indeed breathe new life into a lackluster kitchen and highlight older cabinets that aren’t cost effective to replace. In the Kitchen Getting your moneys worthpast five years, it’s estimated that 40% of all money spent on home improvements and renovations has went straight into the kitchen. For those looking to sell their home, an updated kitchen can bring a 70% investment return, while those looking to remain in their home are treated to a dream kitchen for nurturing families and entertaining friends.

    The Homeowner’s Throne

    The second most popular home remodeling project, after the kitchen, is of course the bathroom. Bathroom renovations do not usually net the same return for those selling a house within a year of completion; but that’s not to say it won’t pay off. With newer, larger and more modern amenities, these rooms built for privacy are still a major selling point for potential buyers in all markets. Older, ‘vintage’ style tiles can be used to add some pizazz to a new modern bathroom. Updated towel, toilet paper, and cabinet fixtures for a fresh look while staying in budget.
    If you are thinking of selling your home in the Louisville real estate market, make sure you have the best by your side. Contact our professional, friendly agents today here at Brad Long Real Estate Group to help you with all of your questions and concerns about your Louisville home you want to sell.

    To search all homes for sale in the Louisville area please visit:

    www.AllHomesInLouisville.com

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    2013 Louisville Family Halloween Events

    Halloween is not just a holiday, but a complete holiday season beginning on October first. The leaves begin to change and the weather begins to cool, setting the scene for a spooky Halloween. Throughout the month of October, the Louisville area is filled with a variety of local Halloween events to thrill and excite the entire family. While residents already know about the World’s Largest Halloween Party at the Louisville Zoo during October, there are many other family focused events during the Halloween season! Be sure to grab your calendar to mark the dates for your favorite Halloween events!

    Corn Mazes

    Corn mazes are a basic staple of the Halloween season. Most are suitable for the whole family, with some labeled as ‘haunted,’ they may be more suitable for the older kids.

    FFA Field of Terror is a 6.5-acre corn maze located behind Thomas Nelson High School in Bardstown, Ky featuring scary haunted scenes. Hayrides are available to guests both before and after the corn journey. This maze is an annual fundraiser put on by FFA Thomas Nelson chapters and Nelson County. The price is only $5 per person, with discounts available for groups of ten or more. This attraction received 10 out of 10 pumpkinheads at www.louisvillehalloween.com. Phone: 502-349-7010 or 502-349-4650.

    Deere Farms Corn Maze is an ideal maze for the whole family that runs from September 21st – November 3rd. Labeled as ‘not haunted,’ this maze leaves you to find your own way out without the added thrills of ghostly scares. Located in Lanesville, Indiana, this established attraction received 7 out of 10 pumpkinheads. Newly added events include pig races and The Great Pumpkin Run. MazePlay games are a great highlight for children and adults of all ages. Admission price is $5 for children 3-12 and $8 for ages 12 and up. Parking is free. Phone: 812-952-1629.

    Halloween LouisvilleThe Cornucopia Farm Corn Maze, located in Scottsburg, Indiana, from September 14th through November 2nd, is perhaps the most family friendly Halloween attraction in Kentuckiana. Offering more than just a corn maze, there is a super straw house, a giant slide, pumpkin picking, face painting, horse rides, Big Trike Track, and a petting zoo are just some of the attractions to those with a general paid admission. Children under 3 are free, children 3-12 and seniors over 65 are $6, and all others are $8 each. The attraction is family-focused and is especially great for families with children. Phone: 812-752-6694 Email: info@cornucopiafarm.com.

    Haunted Family Events

    Pirates of PRP, a ‘yard haunt,’ this Pleasure Ridge Park attraction is inspired by the Walt Disney World ride Pirates of the Caribbean. Handmade props are beautifully designed, and include mermaids, a pirates’ bar, and the ships crown jewel. This FREE attraction is fun for all ages. It is operated throughout the entire month of October. 9007 Seaforth Drive, Louisville. Received 8.3 pumpkinheads. For more info, visit www.facebook.com/PiratesofPRP.

    Jack-o-lantern Spectacular makes its debut this year! Held in Iroquois Park October 10 through November 2, this attraction boasts over 5000 carved pumpkins lining a quarter mile trail from dusk until midnight. The ‘art show’ attraction prices are $12 for adults and $9 for children under 12 Sun-Thurs. Friday and Saturdays prices are $12 for children under 12, $13 for seniors 62 and over, and adults are $15. Advance ticket purchases are available. Phone 502-363-7766 JackoLanternLouisville.com

    Boonanza is perhaps Louisville’s most family friendly indoor Halloween event hosted Saturday October 26th and Sunday October 27th. Held at the Louisville Science Center, kids and adults get to play in ‘pumpkin guts’ and visit the ‘glow in the dark laboratory.’ Great prizes are awarded to the participants of the mystery detective lab. It must be noted that this is a children’s event. Absolutely no scary costumes or masks are permitted in the event. Admission is free for members, and non-members pay for each attraction individually. Phone: 502-561-6100. www.kysciencecenter.org.

    Make a Halloween Mask is a unique event to Louisville, sponsored by the Museum of American Printing House for the Blind on October 19th from 10:30am – 12:30pm. This is free workshop for sighted children designed to teach them how to convey emotions through textures and shapes, in the way that non-sighted children do. Museum staff leads the group to make friendly and scary masks, plus headdresses using tactile materials. Registration is required by October 17. Phone: 502-895-2405 Email museum@aph.org or visit the Saturday Fun section at www.aph.org/museum/programs.

    If you’re looking for family friendly events in the Louisville and surrounding areas, the mix of urban and rural settings offers everything for full enjoyment of the 2013 Halloween season.

    You can visit Louisville Real Estate and get an overview of the market and search for your new home
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    Are You a First Time Home Buyer?

    Are You a First Time Home Buyer?

    As of 2013, according to the U.S. Census Bureau, 64.5% of Americans own their own home. However, only 29% of those people own their home "free and clear," meaning they no longer owe the bank, or anyone else, for a home mortgage. According to Real Estate ABC, average home costs range from $159,500 to $282,000, depending on the region you are looking to settle in. Wherever you go, it is clear that buying a home will be a huge financial decision that will affect decades of your life. If you are looking for first time home buying tips, here are three of the best.

    • Do Not Bite Off More Than You Can Chew

    One of the contributing factors to the economic collapse beginning in 2007, now known as the Great Recession, was unfair and predatory lending practices on the part of banks to homeowners, according to NBC News. Lending institutions were giving first time home buyers financing in huge amounts that they could not possibly hope to sustain payments on. Eventually, the inevitable happened. As a result, according to NC State University, millions of homes were repossessed by banks.

    Protect yourself and use an independent mortgage calculator, like Bankrate, to figure out what you can actually afford to be paying on a house through the years.

    • Take Advantage of First Time Home Buyers Programs

    Likely one of the most crucial first time home buying tips is to do your research and take advantage of first time home buyers benefits. The U.S. Department of Housing and Urban Development has a complete list of first time home buyers programs in all 50 states. As you might imagine, these benefits for buying a home first time vary depending on your location. For instance, if you are looking at homes in Louisville KY, then you may be eligible for first time home buyers programs in Bowling Green, Elizabethtown, and elsewhere. Use the Department of Housing's webpage to find more specific information for your area.

    • Do Not Buy on the Spot

    Obviously, buying a home is probably the single largest investment you will make in your lifetime, so it's important to be choosy. You will want to shop around to find not only the best home aesthetically but the best home financially. However, as About.com's Home Buying & Selling points out, do not take too long looking around for your new home, as others will likely be going through home buying steps at the same time, potentially driving up the price on the home you have been looking at. Balance your needs and wants quickly but responsibly to get the home that's the best fit for you.

    No matter if you are looking at homes for sale in Louisville KY or in New York City, keep these three tips in mind for a better, potentially less expensive first home buying experience. Many people are surprised to find that they are eligible for first time home buyers programs that can help them get their dream home. Now that you know, get out their and find your slice of paradise!

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    The Time Is Nigh. Have You Considered Buying a House Yet?

    Your First HouseThe time has never been better for buying a home first time. Rates are at historical lows. And prices still remain 30% below peak from before the crash. With how cheap things are, and all of the first time home buyer assistance programs available, first home buying steps can be short and sweet. To make things easier, all one need do is follow a few first home buying tips.

    Of course, before you should even be looking for first time home buying tips, you should be saving money for a deposit. The deposit is often one of the most important things to have, because it is necessary for the buying process. The more that you put down, the less you need to borrow, which means the less you pay interest on.

    Before you begin looking at homes, and getting your hopes up, visit a few banks. Talk to them about how much you can get, how much they charge in interest. Know your options and who has the best rates and offers. From there, ask them what size mortgage you can expect to receive. That number can help you to determine what homes to be looking for when you begin your search. You can know what price ranges to be looking in, and ignore anything too high.

    Another of the simple first time home buying tips is to make a list. You may end up seeing a ton of different homes in your search. Before you go in, make a check list of all of the qualities that you want to find in your new home. Whether it is location, a pool, a finished basement, or raised ceilings, know what you want. Buying a home is a hefty investment, so you should find the perfect home to fit your needs. Don't settle. It is better to wait to find that perfect home than to spend an exorbitant amount of money on a home that you are not in love with.

    Being a first time home buyer can be intimidating. One of the most important things to remember is that you should stay in constant communication with the bank and the real estate agent. By knowing absolutely everything that is going on, you never need to go into a decision blind, and can be well informed throughout the whole process. This will make the process of buying easier, more fun, and much more satisfying when you finally do close on the house of your dreams.

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    Why Louisville Should be Your Next Home

    Louisville, Kentucky is a great place to visit, but an even greater place to live. Whether you are a single person looking for a place to start the best years of your life, or a married couple looking for an established and wonderful place to raise your kids, Louisville definitely fits the bill. He when you think of calling Louisville home.

    The Louisville Zoo

    You don’t have to be a kid to enjoy seeing the different animals at the zoo. There is no greater attraction than nature and seeing the animals in their habitats. The Louisville Zoo has won multiple awards over the years, and is conveniently, yet remotely nestled on 135 acres. It is close to I-264 (the Watterson Expressway) and the Poplar Level area in Louisville. The zoo is open to the public 362 days a year, and is also referred to as the Louisville Zoological Gardens. There are always multiple exciting exhibits to check out while you are there, including the award winning, amazing Glacier Run; an Artic location featuring a beautiful, imaginary gold mine town with Polar bears and Grizzly Bears. They even keep zookeeper experts’ in the exhibit to answer questions, teach, and show you about life in the Tundra! The Louisville Zoo is a great way to spend your day.

    The Outdoor and Active Life

    There is plenty to do for those who love to become one with the outdoors while keeping fit. The 27 mile long bike path along the Ohio River at Waterfront Park is perfect for novices and experienced riders alike. You can not only enjoy your ride, but are able to catch a cooling mist too. The largest park owned by a municipality is located in Louisville; Jefferson Memorial Forest is 6,200 acres of adventure open to the public. It's a great place to take a family hike, picnic, or even just a walk for a little solitude. You can visit a different part of the forest every time you visit because it is so large. Cherokee Park is another place that athletes, families, and children love to frequently visit. The park has lush greenery, wooded areas, bike trails, walking trails, a playground, and picnic areas. There are over 140 parks in the Louisville Metro and surrounding areas, some are managed by Louisville Metro Parks, and some are privately managed.

    Art Lovers & Culture

    If you are a lover of the fine arts, you will certainly not feel left out in the Louisville area. The cultural corridor stretches along West Main Street and offers attractions such as the Frazier International History Museum, the Kentucky Art and Craft Gallery, and more. Art lovers will never get bored in Louisville, KY between all the performances, shows, and live productions that take place in the theater, the opera, the ballet, and even some parks. The Kentucky Center for the Performing Arts is conveniently located on West Main Street, and is home to some of the finest in the arts. Performances not to miss are available throughout the year from The Louisville Orchestra, The Louisville Ballet, Kentucky Opera and Broadway Across America. There are also astounding artwork displays from some of the world’s most famous artists to be seen at The Kentucky Center for the Performing Arts, such as Jean Dubuffet and John Chamberlain.

    The Day and Night Life

    If you are looking for a little quiet romance, a cruise on the Belle of Louisville makes for quite a memorable date. If you are looking for more of a party atmosphere, the 4th Street Live Entertainment Complex is where you want to go. The Urban Land Institute has commended this $72 million entertainment center for the great fun it delivers to so many. Louisville has some of the hottest and best dance clubs there are, plus there is no shortage of live music concerts, sports bars, sports entertainment, and piano bars to hit up. In fact, Louisville is home to some of the world’s very best bourbon bars, and even has the Urban Bourbon Trail; featuring more than 50 various kinds of bourbon brought to you in a collection of the city’s bars. Whether you are on a date, out on the town with your friends, or just looking to meet new people, you will find that there is always someplace very entertaining to go.

    The Neighborhoods

    There are an extensive variety of housing and neighborhoods in the Louisville area. Now that the home buying rates have gotten better, it is definitely the time to start looking for your new home in Louisville real estate. The school systems are wonderful in the city and surrounding counties, from elementary to the college level. No matter the housing style that you like, whether a house with character in the historic area of the Highlands, Germantown, or St. James Court or you desire a brand new home with all of the modern bells and whistles, you can count on the fact that you will not be disappointed with the real estate market in Louisville.

    Once you visit Louisville, KY, you will never want to leave.

    You can visit Louisville Real Estate and get an overview of the market and search for your new home.

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    Curb Appeal- It Is Really That Important!

    Though hundreds of Louisville real estate professionals’ aid in the buy and selling of a home, there are tips that can improve the likelihood of potential homebuyers making the purchase on your home. Oftentimes, all it takes is low-cost improvements and/or maintenance that you can apply each day or week. The ‘curb appeal’ of a home is the general first impression given to anyone taking a quick look at the interior or exterior of a home for sale. The potential homebuyer will be more likely to place a bid on a home if the upkeep is noticeable; most buyers are not looking for fixer uppers, they are going to want something that’s worth their investment and move in ready. Following are several tips you can use to spruce up the inside and the outside quickly and cost efficiently before potential buyers come to look at the home in Louisville for sale.

    Dressing up the door

    When a potential homebuyer walks up to the home, the front door will be the one of first things that makes a statement to them. Whether the door is dressed up by painting on a vibrant color, or maybe installing a wood door, it can add some curb appeal to the home. Cleaning off any dirty spots on the knob and locking fixtures, like grease and fingerprints, will give the entrance clean and new look. Do not neglect to wipe down the door facing as well, as it catches natural oils from the hands as people touch the door frame as they enter. The entry way should always reflect the interior of the home. Choosing swag or a wreath that represents personal style is a great, welcoming approach to the décor of the front door to the home in Louisville you are selling.

    Replacing old hardware

    The house numbers, wall-mounted mailbox, overhead light fixture, and an entry door lockset are all great ways to add the interest and style to the exterior of the home. If these old hardware fixtures are newer, it sets off a whole new aspect to the home. If the hardware is out of date, it not only looks old, but could possibly malfunction due to loose or faulty installation. Small details like these can make consumers think twice, and it may lead to the client seeking out another home over something that was simply a few dollars to replace. Having new and matching exterior fixtures and features not only looks new and up to date, but upon looks alone, inspires a note of confidence in the potential homebuyer.

    All about symmetry

    Symmetry is pleasing to one’s eye and it’s the simplest thing to do. This could mean small details, such a one potted plant on each side of the porch or an entire shrub lined walkway. Also welcoming is the even lighting created by dual porch lights, or the increasingly popular solar stakes. There is nothing better than front-door accents and light fixtures; it creates such a comfortable feeling.

    Outdoor Lighting

    Having some low-voltage landscape lighting will make an impressive impact on the curb appeal of the home. The light fixtures can add a touch of accent lighting to the house or even trees. Solar lights are also an option if it’s impossible for any wiring outside. These can be used virtually anyway in the landscaping that they can be charged by the sun during the day. This could be for walkway lighting, if the home has a winding sidewalk or stepping stones. Driveway lighting if the home is located in a more rural or suburban area with less city/street lights. They could even be used to simply highlight a detailed, landscaped yard at night. Manufacturers have become so creative with the size and shape of solar lights that there is a style for practically every home. Exterior string lights are becoming more and more popular among homeowners. Available in every shape and color, string lights have become a popular way to illuminate outdoor wooden patios at night. Outdoor lighting not only adds to the curb appeal, but allows people to view it at dusk as well.

    Instant garden

    A container garden is welcoming to the exterior of any home. This can be done not only quickly, but affordably. There are ready-made containers that can be purchased right from the garden center. Available in various types and colors, it’s important to choose plants or flowers that will thrive in the area to be placed. Different plants prefer different amount of sunlight or the morning sun as opposed to the afternoon. Having natural, living greens outside the home gives it a warm and inviting feel.

    Mailbox creativity

    It’s important to not only make sure the interior and exterior of the home looks nice, but to pay attention to the mailbox. A mailbox can flatter the home. When finding a hanging drop box, the best is a box that will reflect the overall style of the home. A plus would be to dress up the mail box by painting it the same color of the exterior of the home. If the mailbox sits on the curb, it is important that the post and box is undamaged and freshly painted, if necessary. Another quick upgrade is to surround the post with flowering shrubs for a pop of color.

    Window boxes

    A fast and easy way to bring charm to the home’s exterior is to install window boxes. The latest ones available do not require installation at all, as they just hang onto the window sill. This makes for easy storage in the cold weather months when most blooming flowers hibernate. The best boxes are made from iron or copper. Many people like a traditional look and that’s exactly what they bring to the exterior of the Louisville real estate home. Mixing and matching flowers can match the color scheme, as well as easily change the outside appearance of any home.

    Renewing planter beds

    The entirety of the garden beds must be into the best shape; this can be done by pulling weeds, planting flowers, and pruning excessive growth. Turning soil and adding new mulch is necessary to bring back the vivid color that may have been taken away by the sunlight. Upgrade any stone, brick, or wood risers on the exterior of the bed. Curb appeal is all about that first impression, and a thriving garden bed says ‘life lives here.’

    Fence panels

    Short sections of fence panels can be decorated with paint and stencils if you feel the need to enhance the garden with a personal touch, as well as the value of the home. Another addition that is contributing to the visual value of a home is the condition of the privacy fence. Painting or staining the fence panels gives off a more uniform look. This comes off as well maintained, and aesthetically pleasing to the eye of the potential homebuyers.

    Outdoor art

    Yards can have a little spunk by just adding some artwork; most of these are specifically made for outdoor display and are weather resistant. The pieces that are chosen should naturally compliment the home. Sculptures, hanging metal cutouts, birdbaths, and wind chimes are great choices for bringing art to the yard. Any design chosen should be warm and friendly, and not too controversial when listing your home for sale in Louisville. You want any outdoor art to be complimentary to the style and curb appeal of the home, not detract from it.

    Shutters are welcoming

    Adding shutters offer a welcoming aspect to the home. Shutters can also control the ventilation and the light. The exterior shutters can be made from vinyl, aluminum, fiberglass, and wood. A shuttered home says, ‘come on in, it’s bright and airy today, and will be warm and cozy tonight.’
    There are many tips that you can follow to bring life to the home before an individual comes to take a look at it. All of the tips can be affordable. It’s worth the extra step to make the home look...

    Exploring the St Matthews area of Louisville KY

    If you are on the search for a new home, then you absolutely must learn about St. Matthews, one of the most acclaimed and luxurious of all Louisville real estate locations. St. Matthews has 12 prime neighborhoods to choose from, all accommodating to your wants and needs. Every area of St. Matthews’s real estate has its own unique character and scenic views, appealing to interested home buyers of every type. Let me tell you more about each neighborhood.

    • Beechwood Village – Established in the mid 1950’s, the City of Beechwood Village is bounded by Hubbards Lane and Shelbyville Road. With less than 600 homes in the city, the neighborhood boasts long-time community ties with its residents, many have lived there longer than 50 years. One of the most desirable locations in Eastern Louisville, the city offers not only tranquility and peacefulness to residents, but also convenient access to the best restaurants, shoppes, banks, and more. Annual events in the City of Beechwood Village continues to strengthen the camaraderie of the community, including the 4th of July Bike Parade & Ice Cream Party, the December Santa visit, a holiday decorating contest with awards, a summer city wide yard sale, and the annual community picnic.

    • Bellewood – The neighborhood of Bellewood is home to less than 400 residents, and is continuing to grow at a slow and steady pace in Jefferson County. Home to the annual Bellewood Youth Film Festival, the small, beautiful neighborhood has a wonderful reputation for being a close-knit community. Bellewood gained attention back in 2012 when Jennifer Lawrence of The Hunger Games brought attention to a charity close to her heart from her hometown of Louisville- Bellewood Home for Children. The neighborhood is bounded by US 60 and US 42, giving residents quick access to anywhere they need to go in Jefferson County. You will love the character of Bellewood!

    • Cherokee Gardens – The Olmsted Brothers developed and planned Cherokee Gardens in the late 1920’s as an expansion of the naturally wooded area and nearby Cherokee Park. The area is contained within Lexington Road, I-64, and Cannons Lane. Large estates around the park and subdivisions built mostly between the 1920’s – 1950’s are an integral part of the Cherokee Triangle offerings. Cherokee Gardens embraces the artistic Louisville culture, including concert filled summers held in Cherokee Triangle and art shows. Some of the nation’s best mountain biking trails can be found nearby in Cherokee Park. Residents in Cherokee Gardens enjoy quiet, beautiful, tranquil surroundings they are able to relax in and enjoy daily, just by being home.

    • Fairlawn - When you visit the Fairlawn area, you are sure to fall in love with the friendly, dynamic neighborhood. Located in the heart of St. Matthews, residents are within walking distance of great schools; Sacred Heart Academy, Trinity High School, and Holy Spirit, as well as Seneca Park. The St. Matthews business district is within walking distance, making even the simplest of errands or dining out a breeze. Known as one of the safest and most distinctive neighborhoods in Jefferson County, a Fairlawn home purchase is an investment worth making.

    • Indian Hills – The City of Indian Hills is considered one of the top prestigious and prosperous suburbs in all of America. Covering 2 square miles and home to about 3000 people, Indian Hills is the perfect place to live, whether you are by yourself or raising a family. House lots are large, and the homes are stylish and exceptionally elegant. State of the art home features and the enchanting, wooded surroundings makes Indian Hills one of the most coveted place to own real estate in Louisville.

    • Mockingbird Valley/ Gardens - Mockingbird Valley & Mockingbird Gardens have long been referred to as a “country enclave.” The city is located on the Ohio River, and is spectacularly filled with rolling hills, dense trees, rock outcroppings, and river bluffs. This city takes pride in its reputation and history, and they make their residents feel right at home by keeping the vast majority of the city zoned residential. Mockingbird Valley has the highest per capita income in all of Kentucky, and the 2000 census ranked it as the 10th highest of the entire United States. The wealthy and exclusive neighborhoods are exquisite and over-sized, giving homeowners everything they could possibly need and more.

    • Richlawn – The City of Richlawn is quaint and charming. With a population of about 425 residents and 199 houses, the quiet and mature neighborhood is not only an idyllic place to live, but it’s rustic and unspoiled characteristics make the community one of the most magnificent places in all of Jefferson County to call home. Manicured landscapes and pristine homes are found throughout the entire city. Richlawn holds annual and community events, such as a city wide yard sale and holiday festivities.

    • Riedlonn - The Riedlonn neighborhood is found in an enclave between Regan Road, Brownsboro Road, Birchwood Avenue, and Zorn Avenue. Riedlonn does not have sidewalks and has picturesque homes featuring a variety of architecture; English, Georgian, Tudor, and French Cottage. There is nearby access to Barrett Traditional Middle School, Chenoweth Elementary, and St. Leonard’s K-8. Houses in the area are approximately 20 – 80 years old, including larger 2-story Georgians and quaint cottages. The original property in the subdivision, Selema Hall was built in 1837 and is the pride of the community. Trees standing over 50 feet tall provide the canopy of shade you desire the most in the summer, and since there is not any place for traffic to cut through, the neighborhood offers the peacefulness, tranquility, and amenities homeowners yearn for the most.

    • Riverwood – The Riverwood subdivision consists of 182 houses and a population of around 450 people. The average house in Riverwood has 9 rooms, and was built around 1967. Spacious, magnificent homes are found throughout Riverwood. With an unemployment rate of less than .5%, the neighborhood maintains it’s safe and exclusive surroundings with ease. The prosperous community offers residents the small town comforts while still providing convenient access to the best of Louisville.

    • Rolling Fields – The City of Rolling Fields is one of the wealthiest cities in all of Kentucky. Close to Louisville Country Club, residents can enjoy the best of life without having to leave the luxury of their community. There are less than 700 residents in the city of Rolling Fields. The small city is adjacent to the pristine cities of Mockingbird Valley and Indian Hills, two of the other wealthiest cities in Kentucky. Located just east of Mockingbird Valley Road and north of Brownsboro Road, residents have access to the best shopping, dining, and recreational destinations in Louisville. The charm of the area is characterized by older, luxurious homes that are well established and significantly abundant in amenities.

    • Windy Hills – The City of Windy Hills is classified as a historic city in Kentucky, and is located on the Muddy Fork of Beargrass Creek. Early pioneers from Pennsylvania and Virginia built elaborate and magnificent homes that still deliver on luxury and privacy to residents today. It is bound between Brownsboro Road, I-264, North Hubbards Lane, and Westport Road. Daily activities like dining and shopping can be done on foot, since there are local shoppes, grocers, and restaurants within walking distance. The schools are outstanding and award winning. The neighborly atmosphere in the community is excellent, and the residents are more than welcoming....

    The Highlands- Neighborhood Explanation

    If you are looking for the best place to let loose and relax in Louisville, then the Highlands is where you need to head out to. Not considered a party area, the Highlands is a unique collection of approximately 8 neighborhoods that are populated with local bars, restaurants, and shops that gives residents and visitors the best in both day and nightlife. Located between Bardstown Road and Baxter Avenue and sitting on top of Beargrass Creek, the 3 mile stretch called the Highlands is home to more than 35,000 people.

    Louisville Highlands BoulevardThe neighborhoods are diverse, and include both the most luxurious homes in Louisville, and also many historic homes to the middle class and upper class. If you are looking for real estate in Louisville, then the Highlands will certainly compliment your lifestyle. It is shown that numerous Highland neighborhoods have the highest average incomes and highest percentage of college graduates in the city.

    Original Highlands
    The neighborhood named the “Original Highlands” is home to some of the most beautiful architecture in all of the United States. A healthy combination of working class shot gun houses along with both brick and wood Victorian homes in the neighborhood makes for a unique and classic image that only the Highlands can boast of. National Products is located in the Original Highlands, a factory producing more disco balls than any other factory competitor in the world.

    Phoenix Hill
    The Phoenix Hill community is home to the famous “Phoenix Hill Tavern,” and also known for being home to the University of Louisville Health Sciences Campus . There are numerous nightclubs, bars, and restaurants in the area giving local residents and visitors everything they need in walking distance.

    Irish Hill
    The Irish Hill neighborhood was settled in the nineteenth century by Irish Catholics. It is located on a ridge that is right above the Ohio River flood plain. Both shotgun houses and enormous historical homes are in the neighborhood. Two homes built in the late 1800’s are the largest houses found in Irish Hill; the Nicholas Finzer house and the Valentine Schneikert house. In 2009, Irish Hill constructed a grand playground in Breslin Park, as well as a sprayground for residents and children in 2011. With a little more than 1500 residents in Irish Hill, it is the perfect place to call home.

    Cherokee Triangle
    Louisville Cherokee Triangle HomesArguably the most popular and well known Highlands neighborhood is known as the Cherokee Triangle. Named for the three boundary park located within, once the park officially opened in 1891, it soon became a popular area of residence for affluent Louisvillians. Thanks to the unique and detailed architecture, this area has experienced the most property appreciation values in the city of Louisville in the past ten years. One of the most popular community events is the annual Cherokee Triangle Art Fair. Hosting over 200 local artists and artisans, the event spans two days every year. Over 4,500 Louisville residents call the Cherokee Triangle home.

    Tyler Park
    The Tyler Park area is a more quiet and residential part of the Highlands community. The name refers to an actual city park in the area named for Mayor Henry S. Tyler. One of the more defining features of the Tyler Park Neighborhood is referred to as the Tyler Park Bridge. This bridge has a large, architecturally detail arch that allow foot traffic to gain access to the other side of the park without having to cross the busy main thoroughfare that bisects it. Close to 3,000 people reside in Tyler Park, with half having holding a college degree.

    Deer Park
    Largely residential, Deer Park is one of the most densely populated areas in the city of Louisville. This community is particularly unique in that the pedestrian ‘courts’ with the longs rows of homes are only accessible by alleyways and sidewalks. This type of street is one of only twelve in Louisville today. Most of the homes on this neighborhood are shotgun style and Victorian, slight more modest than the eastern side of Bardstown Road. Additional, craftsman homes, pre-World War II, and ranch style can be found peppered in the area as well. Approximately 4,500 residents call Deer Park home.

    Bonnycastle
    The Bonnycastle area is a community heavily influenced by its neighbor Cherokee Triangle. Historical revival style homes can be found, as well as opulent Victorian homes. The area is divers however with smaller craftsman style houses mixed in the neighborhood, as well. The Commodore Apartment Building was developed in 1928, is a registered Historic landmark, and is still the tallest building in the area. Nearly 2,500 residents have planted their roots in the Bonnycastle neighborhood.

    Douglass Loop
    The Douglass Loop refers to the shape of Douglass Boulevard off of Bardstown Road, a community of approximately 3,500 residents. Homes in this area range from English, Tudor, and Dutch revival, Colonial, ranch and craftsman style. Rose Hill, an ornate Italian mansion, is the most notable home in the area. Constructed in 1852 for dry goods merchant Emory Low, it was also added to the National Register of Historic Places in 1980.

    Belknap
    The Belknap area was recognized in 2010 by Louisville Magazine as one of the most lovable and Louisville Highlands at Cherokee Parklivable communities in Jefferson County, Kentucky. It’s considered to be the most ‘walkable’ area in Louisville, as well as charming. This neighborhood has the highest concentration of registered democratic voters, and ironically, minority leader Senator Mitch McConnell and his wife once lived in the Belknap area. There are several historic landmarks and building located within the Belknap neighborhood, including Jonathan Clark’s home, the Belknap School, Lakeside Swim Club, and the Zimlich stagecoach stop. Close to 4,700 people reside in this diverse area of the city.

    The communities that comprise the Highlands are the most eclectic and beloved in Louisville. It’s a great place to live for singles, couples, and families who enjoy residential charm and beautiful architecture. Highlands’ residents take pride in their neighborhood and in maintaining their homes. This unique taste of Louisville is definitely worth exploring!

    Search for your perfect home on Louisville Highlands Homes the areas easiest to use search site.
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    A Peek into the History and Culture of Louisville’s Neighborhoods: Germantown and the Highlands

    Germantown is a small town located within the city limits of Louisville/Jefferson County in the state of Kentucky. The small town was officially founded by Whitfield Craig in 1784. Originally settled by mostly German immigrants, this area began as mostly small farms and butcher shops. It is small community that registered a modest 154 inhabitants as of the 2011 census. The biggest event in the area is the annual Germantown Fair that takes place between late July and early August. This annual event includes agricultural exhibits, youth exhibits, the youth market livestock auction, Demolition Derby, and several other popular attractions. The Germantown Fair has been held every year since its inception in 1854, and is known by locals as “Old Reliable.”

    The Germantown area is comprised mostly of small "shotgun" houses that get their name from their small size and the way that the rooms are arranged. The rooms are arranged one behind the other, and if a person were to fire a shotgun through the front door, the shot would simply travel straight through and out the back door. These houses sometimes sit only a few feet apart, which made for a tight knit community. Many of the homes in this community today are being renovated and remodeled to reflect the younger demographic moving in. Many of these ‘shotgun’ homes are being used by families practicing urban homesteading. It is not uncommon to find thriving gardens, bee hives, and the occasional backyard chicken in the Germantown neighborhood.

    The Highlands is an area of Louisville that is adjacent to Germantown, however it stands in stark contrast to Germantown. There are many different nightclubs, unique businesses, upscale dining, and fast food restaurants. Many local eclectic business and artists showcase their goods in this part of Louisville/Jefferson County. What was once a wealthy residential neighborhood along Bardstown Road, is now teeming with activity, from restaurants, retailers, tattoo and piercing shops, art galleries, and more. There are several city parks located within the Highlands area, such as Tyler Park, Seneca Park, and the most popular Cherokee Triangle. The Highlands was the last area to be urbanized in the city of Louisville. The 60 foot incline above the flood plain at Beargrass Creek, was inspiration for the name of this particular neighborhood. During the Civil War, this incline was impassable by soldiers. There was no urban building done in the area until very close to the beginning of the Civil War era.

    Here are a few fun facts about this historic area of Louisville.

    • The Douglas Loop was the end of the line for the first trolley in Jefferson County, KY.
    • Colonel Harlan Sanders, the original father of Kentucky Fried Chicken, is a real person that is now interred in the historic Cave Hill Cemetery
    • Bowman Field was built in 1919, it and is still the longest general aviation airport in the United States that is still continuous operating.
    • The Baxter Avenue Morgue was opened in 1901, and it remains as one of the most popular haunted attractions in the area. In 1932, the founder of the morgue, Victor Vanderdark mysteriously disappeared and was never found. Two years later, his son Warren and Warren’s wife and daughter disappeared just as mysteriously and none of the three were ever heard from again.
    • The Highlands motto is ‘Keep Louisville Weird,’ referring to the plethora of artisans, musicians, and eclectic retailers throughout the area.
    • Louisville’s most famous Derby party is hosted at the home of the original Doublemint Twins; Cyb and Patricia Barnstable, at their home adjacent to the Cherokee Triangle.

    One of the most infamous events in Kentucky history took place in Louisville outside of the Germantown and Highlands neighborhoods, but included the Germans that resided in those areas and surrounding ones. This day is known today as Bloody Monday, and it took place on Election Day on August 6, 1855. Native mobs used force to stop Catholic German and Irish immigrants from voting in the election. Armbruster's Brewery was burned to the ground. Protestors brought cannons into the St. Martin of Tours Church. The homes and businesses belonging to immigrants were looted, searched for arms, and burned. All of Quinn's Row was ablaze. There were at least 22 people that were reported dead and there were many more injuries reported in the event.

    Today the Highlands area continues to flourish and is known for its antique shops and upscale club scene. The area is as eclectic as its inhabitants are. There is a rich theater and arts area, as well eateries for everyone’s taste and budget that brings visitors from all the neighboring areas. Germantown is flourishing as well, with small ‘pocket bars’ sprinkled throughout the neighborhood. Louisville’s Top Bar is located right in the Germantown community. Serving local brews, while welcoming four legged friends on the comfortable patio, Germantown’s NachBar is drawing in more patrons from just the neighborhood.

    Search all Louisville Highlands Real Estate for sale by area, price,  year built, square footage or any other detail on Louisville's superior MLS search engine.
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    Lovely Whiteblossom Estates Home for Sale

    Stunning home on a half-acre lot perched atop a small hill just minutes from some of Louisville's best shopping, dining and with quick access to I-265 and I-71. First floor features Formal Living Room or Office, Dining Room, huge two story Great Room, Gourmet Kitchen with Pantry, Breakfast Room, Owners Suite and a Florida room. The lovely stairway leads to an upstairs loft area that could be an office or second living area as well as two large bedrooms with Jack & Jill Bath. The lower level has been professionally finished and features a family room with built in entertainment center, gaming area and two big bedrooms and bath. The exterior features include: a wrap-around front porch, custom copper gutters/downspouts and copper roofing over the porches, Trek decking on both deck areas, covered lower level patio and a tree house. The beautifully landscaped yard is fully fenced and has tall mature trees which provide lots of shade for outdoor activities. Association dues include use of neighborhood swimming pools & clubhouse.4042 Whiteblossom Estates Ct Louisville, KY 40241

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    Construction Starts on Bridge to Connect Downtown Louisville and Jeffersonville

    After a very long multiple year wait, the groundbreaking took place on the bridge that will connect downtown Louisville and Jeffersonville. The governor, community leaders and many residents were on hand to witness the beginning of the construction of the bridge. The downtown crossing is half of the $2.6 billion Ohio River Bridges Project.

    The other half is an East End bridge that will connect Prospect Kentucky with Utica, Indiana. Both bridges are scheduled to be completed  in 2016. The new downtown bridge will carry six lanes of northbound Interstate 65 traffic, working in tandem with a revamped Kennedy Bridge, which will be converted to six lanes of southbound traffic. The downtown bridge project is expected to employ about 500 people.

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